17.11.08
Inflation Turns To Deflation
Concerns over inflation are giving way to the spectre of deflation hitting the UK for the first time since 1947.
11.11.08
Competitive Mortgage Rates Are Back !
I apologise for the sudden outbreak of positivity, but would you believe it there are suddenly some very competitive mortgage rates around from as low as 4.49%?
11.11.08
Market's Tumble & Fall Means More Cuts
Money market rates have tumbled in response to the aggressive 1.5% cut in the base rate delivered by the MPC last week.
06.11.08
Interest Rates Slashed
The Bank of England’s’ Monetary Policy Committee has again moved to slash UK interest rates, and this time by a massive 1.5%, with Bank Base now standing at 3.0%.
06.11.08
Read The Smallprint
As far as mortgages are concerned the battleground for lenders is shifting from actual rate costs. The new frontier is now all about criteria and the underwriting process. In this environment small-print is king.
06.11.08
Why Are Some Lenders Not Passing On Interest Rate Cuts?
The most popular question at the moment is why are lenders not passing on interest rate cuts to consumers, especially when they are cutting savings rates quickly. For me there are 3 simple reasons – cost, profits and fear.
29.10.08
The R Word
UK Plc took a hammering in Equity and Currency markets last week as recession fears mount.
29.10.08
Don't Miss Out On Low Interest Rates
With many economists crying out for aggressive interest rate cuts there are some who believe that we could see rates below 2% - some even predicting that 0% is an option!
29.10.08
Earn 7.5% on your savings!
As people begin to rein in their spending, many are wondering where to put their savings at present, especially given the likely reduction in interest rates. Cobalt Private Finance has a great answer to this issue in the form of a surprisingly simple and incredibly competitive Fixed Income Plan.
21.10.08
Market Calms, But Recession Looms
As markets enter a period of calm following the much vaunted “bail-out” packages from authorities around the world, the debate is shifting towards how severe the inevitable recession will become.
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