Residential Mortgages

Overview

With thousands of products offered by more than 100 lenders, arranging a residential mortgage or remortgage isn’t as straightforward as it seems. The choice, at times, can be daunting.

Not only are there the usual questions, such as the type of loan you should go for — fixed or tracker, for example — but in the current market lenders are becoming far stricter with their lending criteria and competitive rates far harder to find.

Because of this, the knowledge and contacts of an independent mortgage broker such as Cobalt Capital can be the difference between a costly mortgage and a competitive one.

Importantly, Cobalt Capital has access to mortgage products that are unavailable elsewhere on the market, which can make a real difference at a time when rates as a whole are higher than they have been in the recent past.

This is especially important for people who are coming towards the end of a short-term fixed rate mortgage, taken out when rates were considerably lower.

For more information on residential mortgages, remortgages and increasingly popular let-to-buy loans, a residential alternative to buy-to-let, click on the appropriate link below or call one of our consultants on 0845 330 0809.